Start your application in minutes

Complete your official loan application without logging into a portal.

This experience uses the offical Fannie Mae 1003 form, with a guided process designed to help you to complete the essential sections quickly and accurately — no logging into a LOS portal or entering any Personal Identification Information (PII) like your SSN or banking infomation are required during the initial intake.

What to expect:

This is the same "1003" loan application used by lenders nationwide. You’ll be guided section by section to type or enter the requested information directly into the form.

~5 min

Initial intake time

No SSN required during initial intake 🔒 Secure, encrypted connection

Before you begin

Your application is immediately and efficiently processed, and reissued for your completion:

Have basic information ready, such as your current address, employer, and approximate income.
Do not enter your Social Security number or any bank account numbers during this initial online stage.
The visible form is the official Uniform Residential Loan Application (Fannie Mae 1003).

Optional: Play a quick introduction

Listen to a brief overview of how to complete this online application and what happens after you submit.

⏱ Designed to save time compared to a full phone interview.

Online Loan Application Overview

What you can expect on the next screen

Live form preview

📄 No Supporting documents (are required to start)

You will be asked to provide documentation at a later date such as:

2 months of Recent paystubs
2-Years of W-2 forms and 1040 only tax returns
2-months of Bank statements showing assets or reserves

You are not required to upload or attach documents while completing this initial online application. Your loan originator will let you know what is needed after review.

💡 Important: The next screen displays the official Fannie Mae 1003 loan application. It may look like a full-length form, but you will be guided through the most important sections one at a time.

You will see the full loan application on your screen.
You will be prompted to type or enter information into highlighted sections.
You can visually confirm your entries on the application as you go.
Critical items such as Social Security numbers will be collected later, after proper disclosures.

What happens after you submit?

After you complete the online application, your loan originator will review your information, discuss options with you, and let you know what documentation is needed to move forward.

Note: Completing this application does not commit you to a loan and does not authorize a credit check by itself. Your consent is required for any credit inquiry.

Equity Smart Home Loans · NMLS 856170 Robert E. Sumlin · NMLS 1530065

Powered by The 5-Minute Mortgage Application — an online intake experience designed to reduce time spent on repeated questions and increase clarity for borrowers.

Security & Privacy

Your information is encrypted in transit. Sensitive identifiers such as Social Security numbers are not requested during this initial step.

🔒 Encrypted Session ⚖ Equal Housing Lender

NMLS Consumer Access: Visit NMLS Site